I offer private pay and out-of-network therapy to clients in Illinois, Oregon, and Washington via telehealth, giving you flexible options for care.

PAYMENT POLICIES

I accept payment by debit/credit card before or at the time of service. I use Stripe via SimplePractice EHR to process cards. I do not accept payment via money transfer apps due to privacy concerns.

If you’re curious about my payment policies, or my office policies in general, please read about them in more detail in my Welcome Letter/Informed Consent before we begin treatment. If you have questions or concerns about these policies, let's discuss them at the outset, so that there are no surprises as we begin our work together.

Insurance

I am in-network with Aetna PPO/Cigna PPO plans. I am out of network with all other plans, including Blue Cross Blue Shield, United Healthcare. Please verify benefits with your insurance company before our first session. Make sure you know that sessions will be covered. Please let me know if you have more than one insurance policy. I will bill a secondary policy if I am in-network. For out-of-network, I will provide documentation to assist you in submitting claims yourself.

 Ask your insurance how much your deductible is. You are required to pay your deductible before your insurance will pay for any services. Find out how much your co-pays will cost. This is your out of pocket cost for every session (after your deductible is paid). **You will be liable for the cost of any services rendered.**

If your plan covers out-of-network mental health services, I can provide you with a monthly billing statement (often known as a “superbill”) to submit for reimbursement to your insurance company. Please note that your insurance may decline reimbursing you for services. Payment must be provided to me directly at the time of service.

Medicare/Medicaid

Due to state and federal regulations, I am unable to accept Medicaid/Medicare clients, even if they are paying out of pocket, as this could jeopardize those benefits.

You have the right to receive a “Good Faith Estimate” explaining how much your medical care will cost.

 Under the law, health care providers need to give patients who don’t have insurance or who are not using insurance an estimate of the bill for medical items and services.

●      You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency items or services. This includes related costs like medical tests, prescription drugs, equipment, and hospital fees.

●      Make sure your health care provider gives you a Good Faith Estimate in writing at least 1 business day before your medical service or item. You can also ask your health care provider, and any other provider you choose, for a Good Faith Estimate before you schedule an item or service.

●      If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill.

●      Make sure to save a copy or picture of your Good Faith Estimate. For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises or call 800-985-3059.